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|FHA Mobile Home Loans - FHA Manufactured Home Financing Loans
FHA mobile home financing, FHA mobile home loans and refinancing from the nations leading Lender in FHA Manufactured and Mobile Home Financing, Loans.
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|Where Great Rates, Great Programs and Customer Service Meet
FHA Mobile Home Loans - FHA Manufactured Home Financing Loans
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FHA Mortgage Refinancing | FHA Home Loans | FHA Refinance | FHA Mortgage Refinance | FHA Mortgage Rates | FHA Home Equity
|NO INITIAL CREDIT CHECK
NO SENSITIVE INFORMATION
|FHA Manufactured Home Land Loans - FHA Mobile Home Land Financing - FHA Mobile & Manufactured Home Land Refinancing
FHA Streamline Refinance Loan Length - Best FHA Streamline Refinance Lenders - FHA Streamline No Appraisal Worksheet
Our professional staff has decades of experience providing FHA mobile home loans, FHA mobile home financing and FHA mobile home refinancing
programs to thousands of satisfied customers with customer service second to none. We are a direct source specializing in
FHA manufactured home financing and FHA manufactured home refinancing loans, nationwide. Refinancing your current FHA mobile home loan
could save you thousands over the life of your FHA mobile home mortgage and also can provide cash out FHA mobile home refinancing loans for
anything you choose -----debt consolidation, tuition, FHA mobile home equity loans for improvements and more......
|FHA Mortgage Refinancing | FHA Home Loans | FHA Refinance | FHA Mortgage Refinance | FHA Mortgage Rates | FHA Home Equity
|FHA Mobile Home Loans
We are your FHA mortgage source for
FHA Mobile Home Loans,
FHA Manufactured Home Loans,
FHA Mobile Home Refinancing,
FHA Manufactured Home Refinancing,
Lower Rates and Lower Payments.
The FHA wants you to get the loan
amount you are qualified for and
sets up conditions to allow you to
successfully buy an FHA home.
One major mistake potential
homebuyers can make when
applying for an FHA home loan
is to make a major credit purchase.
Don't cloud your debt-to-income ratio
with a big purchase before applying
for your loan.
To pre-qualify for an FHA loan,
you should be able to demonstrate
employability, job stability and reliability.
|FHA Mobile Home and Manufactured Home Loan
Main Benefits of FHA Mortgages
Since 1934, the Federal Housing Administration (FHA) had helped American
homeowners afford more than 35 million properties. You could be next! Let our
qualified loan professionals help you with this decision.
In this time of tightening credit guidelines for home mortgages and deflated
home values, FHA loans are more popular than ever. FHA guidelines are
designed to offer more flexibility for evaluating individual borrowers.
If you don't have much money for a down payment, or if your credit history
has a few blemishes, then maybe an FHA Loan is right for you.
FHA home loans for manufactured homes on land, as well as other residential
home types, are popular with people looking to purchase and refinance a home.
Here the main benefits of FHA mortgages.
To purchase, you can borrow 96.50% of the value of a home. Some down
payment can come from gifts or grants. That means people with moderate
incomes or who are first-time homebuyers may have a
better shot at meeting FHA guidelines.
A 620 FICO score or higher will make you a more serious contender to get
approved. You also won't be automatically disqualified if you have a foreclosure,
bankruptcy, or short sale in your past.
FHA home loans can be used to refinance as well as purchase a home.
Up to 85% LTV for cash out refinances, and up to 97.75% for a straight
rate and term refinance.
The streamline refinance is for mortgages already insured by FHA.
You'll need to be current on your payments to qualify but won't need
a new appraisal or credit check.
People who are self-employed may qualify for an FHA mortgage if they have tax
returns for the previous two years, a current balance sheet, and a profit and loss
statement. People who've been self-employed for a year could qualify if they had a
stable employment history the previous two years and still work in the same field.
FHA offers the 203(k) loan for homes that are fixer-uppers. This program allows
you to get a mortgage for the amount of the purchase price plus the funds needed
to make repairs and improvements to a house you plan to
live in as your primary residence.
Let our loan specialists help you with the right loan product today!
|Yes! Land Home FHA loans are Still Available!
|FHA loan requirements and
guidelines are simple and easy to
understand. Prepare for your
FHA home loan with some
important steps to make sure
you can afford the mortgage.
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Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and
licensed independent mortgage professionals in your local area. This allows for the widest variety of housing loan options to meet your needs. We
also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to
make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products,
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