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FHA Mobile Home Loans, FHA Streamline Refinance, Refinance Loan
FHA Streamline Refinance is a no cost manufactured or mobile home land refinance loan that lowers your FHA rate and reduces monthly mortgage payments.
Manufactured Home Streamline Refinance - FHA Mobile Home Refinancing Loan  
Where Great Rates, Great Programs and Customer Service Meet
FHA Mobile Home Loans, FHA Streamline Refinance, Refinance Loan
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FHA Mortgage Refinancing | FHA Home Loans | FHA Refinance | FHA Mortgage Refinance | FHA Mortgage Rates | FHA Home Equity
FHA REFINANCE
Homeowners enjoy the benefits of investing
in their property year after year. For some,
there comes a time when that investment
can come in handy. Refinancing with an
FHA loan can prove to be an effective way
to put that equity to work. Keep in mind
that FHA refinancing is only available to
homeowners who are currently using
their home as their principal residence.

FHA CASH-OUT
This refinancing option is especially
beneficial to homeowners whose
property has increased in market value
since the home was purchased.
A Cash Out refinance allows homeowners
to refinance their existing mortgage
by taking out another mortgage
for more than they currently owe.

FHA STREAMLINE Learn More
This refinancing option is considered
streamlined because it allows you to
reduce the interest rate on your current
home loan quickly and oftentimes
without an appraisal. FHA Streamline
Refinance also cuts down on the
amount of paperwork that must be
completed by your lender saving you
valuable time and money.

FHA INSURANCE
.FHA insured loans require mortgage
insurance to protect lenders against
losses that result from defaults on
home mortgages.

FHA LOAN LIMITS
FHA lending limits vary based on a variety
of housing types and the state and county
in which the property is located.
The FHA refinance loan is a great mortgage
option for homeowners who want to tap
into their home equity and use the funds
for other personal needs.
NO INITIAL CREDIT CHECK
NO SENSITIVE INFORMATION
FHA Streamline Manufactured Home Loans - FHA Streamline Approved Lenders - FHA Streamline Loan Lenders
Best FHA Streamline Refinance Lenders - Streamlining FHA Loan - FHA Streamline Loan Lenders
Our professional staff  has decades of experience providing FHA mobile home loans, FHA mobile home financing and FHA mobile home refinancing
programs to thousands of satisfied customers with customer service second to none.  We are a direct source specializing in
FHA manufactured home financing and FHA manufactured home refinancing loans, nationwide.  Refinancing your current FHA mobile home loan
could save you thousands over the life of your FHA mobile home mortgage and also can provide cash out FHA mobile home refinancing loans for
anything you choose -----debt consolidation, tuition, FHA mobile home equity loans for improvements and more......  
The Streamline Mortgage Refinance Secret
If you have an FHA or VA mortgage... WE CAN HELP!
Get a Lower FHA Payment with No Appraisal

FHA-VA-Streamline Refinance -- Lower Mortgage Rate - No Appraisal

Many people do not realize that there is a much easier way to
refinance a manufactured home on land these days.  And if you have an
FHA or VA mortgage... WE CAN HELP!

There is a little known refinance program available called a
Streamline Refinance and it is gaining popularity. Many may still be
confused about the specifics of a Streamline Refinance so we wanted
to put together a little information for you to determine if you may qualify
for this easy to use program.

First of all, you need to currently have a VA or an FHA mortgage, and
you will have had to have been paying on it for more than 6 months.
FHA requires you to have a clear pay history over the last 12 months with
no 30 day lates, while VA does allow you to have one 30 day late
over the same time period.

Keep in mind, that you can not actually cash out any of your equity
if you want to stay within the *Streamline Guidelines, but there are
other programs available in the market place that can effectively help
you accomplish a goal of this kind.

As an aside, VA will allow a $6,000 exception to this rule if you are
going to use the funds to make your home more energy efficient.
Also, you can not end up with a higher loan amount than the
original amount that you started with.

The nice part of a Streamline Refinance is that you could need very
little documentation to qualify.  In fact, it is a much easier process to
experience than when you purchased your home.
Imagine how simple your refinance could be if you had:
*No Appraisal   *No Out Of Pocket Expense   *No Income Verification   
*No Employment Verification   *Lower Interest Rate   *Lower Payment

To get started, please complete our Loan Request form
by selecting the START LOAN REQUEST button
FHA Mortgage Refinancing | FHA Home Loans | FHA Refinance | FHA Mortgage Refinance | FHA Mortgage Rates | FHA Home Equity
FHA Mortgage Refinancing -- FHA Manufactured Home Lenders
FHA Approved Lenders - FHA Mobile Home Mortgage
FHA loan requirements and guidelines are simple and easy to understand. Prepare for your
FHA home loan with some important steps to make sure you can afford the mortgage.
FHA Mobile Home Mortgage
We are your FHA mortgage source for
FHA Mobile Home Loans,
FHA Manufactured Home Loans,
FHA Mobile Home Refinancing,
FHA Manufactured Home Refinancing,
Lower Rates and Lower Payments.









The FHA wants you to get the loan
amount you are qualified for and
sets up conditions to allow you to
successfully buy an FHA home.

One
major mistake potential
homebuyers can make when
applying for an FHA home loan
is to make a major credit purchase.
Don't cloud your debt-to-income ratio
with a big purchase before applying
for your loan.

To pre-qualify for an FHA loan,
you should be able to demonstrate
employability, job stability and reliability.
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2012 Earth Works Trust Inc. All Rights Reserved
Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and
licensed independent mortgage professionals in your local area.  This allows for the widest variety of housing loan options to meet your needs. We
also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to
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