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FHA Manufactured Home Loans, Mobile Home Loan, Financing, FHA Loans
FHA Loans, FHA manufactured home loans with low interest rate FHA manufactured home loan programs here. Get FHA mobile home loan with land financing.
Manufactured Home Streamline Refinance Specialists - FHA Preferred Lenders
Where Great Rates, Great Programs and Customer Service Meet
FHA Manufactured Home Loans, Mobile Home Loan, Financing, FHA Loans
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Manufactured Home Loan | Manufactured Home Financing | Purchase Loans | Mobile Home Loan  | Privacy Policy
FHA Mortgage Refinancing | FHA Home Loans | FHA Refinance | FHA Mortgage Refinance | FHA Mortgage Rates | FHA Home Equity
NO INITIAL CREDIT CHECK
NO SENSITIVE INFORMATION
FHA Manufactured Home Loans - FHA Mobile Home Refinancing Loan - FHA Credit Qualifying Streamline Refinance
Best FHA Streamline Refinance Lenders - Nationwide FHA Refinance Mobile Home
Our professional staff  has decades of experience providing FHA mobile home loans, FHA mobile home financing and FHA mobile home refinancing
programs to thousands of satisfied customers with customer service second to none.  We are a direct source specializing in
FHA manufactured home financing and FHA manufactured home refinancing loans, nationwide.  Refinancing your current FHA mobile home loan
could save you thousands over the life of your FHA mobile home mortgage and also can provide cash out FHA mobile home refinancing loans for
anything you choose -----debt consolidation, tuition, FHA mobile home equity loans for improvements and more......  
FHA Mortgage Refinancing | FHA Home Loans | FHA Refinance | FHA Mortgage Refinance | FHA Mortgage Rates | FHA Home Equity
FHA Streamline Manufactured Home Loans - FHA and Manufactured Homes
FHA Loan Refinance Options - FHA Loan Information
FHA loan requirements and guidelines are simple and easy to understand. Prepare for your
FHA home loan with some important steps to make sure you can afford the mortgage.
FHA Manufactured Home Loans, Mobile Home Loan, Financing, FHA Loans
FHA Mobile and Manufactured Home Loans
FHA Land Home Loans Specialists!

FHA MORTGAGE  Rate and Term Refinance to 97.75% of your home's value.
Cash Out Refinance Mortgage to
85% of your home's value.
Purchase Down Payment at
3.5% of the home's value. The streamline refinance
is for mortgages already insured by the FHA. You'll need to be current on your
payments to qualify but won't need a new appraisal or credit check.

When
you decide to secure a manufactured home loan through us, you'll be
working with experienced full-time mortgage lending professionals who specialize
in all aspects of manufactured housing financing and refinancing loans. We offer
a wide assortment of mortgage programs built around manufactured home buyers
and homeowners.  It's our speciality and we do it well!  Many thousands of satisfied
customers often return to us after a purchase some time later to refinance.  
That's the kind of trust we engender.  

Whether
you're buying a first home or refinancing a home you already own,
nothing helps more than having a seasoned loan professional
working hard to make your dreams a reality.

We are a well-established, seasoned and trusted resource, and our
team is far from being the new kids on the manufactured home loan block.  

That's important in a home market growing in popularity such as
manufactured housing.  Be wary of the "Johnny-Come-Latelys" popping
up all over the internet.  Many take your sensitive information and "cast into
the pond," hoping a lenders you don't even know will "bite."In most cases,
such lenders do not offer manufactured home loan financing.  Then too
many inquiries into your credit file simply lower your FICO score
to suchpoint that it's too low for you to qualify after all is said and done.

Our simple LOAN REQUEST FORM asks for no such sensitive information,
just enough to be sure you're matched with the best loan program and the
best and fastest way to reach you.  We promise to work hard to earn your
business, and to give you the best expedited service possible.

We "Go the Extra Mile" to assure excellence!
FHA INSURANCE
FHA insured loans require mortgage
insurance to protect lenders against
losses that result from defaults on
home mortgages.

FHA LOAN LIMITS
FHA lending limits vary based on a variety
of housing types and the state and county
in which the property is located.

LOAN CHECKLIST  Learn More
Before you start the loan process,
you'll want to be prepared for the loan
application. Have your information
organized and ready for your loan officer.
Be prepared to pay for a property
appraisal and a credit report.

CLOSING COSTS
While FHA defines which closing costs
are allowable as charges to the borrower,
the specific costs and amounts that are
deemed reasonable and customary are
determined by each local FHA office.

FHA DEBT RATIOS
In order to prevent homebuyers from
getting into a home they cannot afford, FHA
guidelines have been set in place requiring
borrowers and/or their spouse to qualify
according to set debt to income ratios.

FHA CREDIT ISSUES Learn More
An FHA loan applicant's past credit
performance that demonstrates good
credit history and a solid track record of
timely payments will likely be eligible
for the mortgage.
FHA loan requirements and
guidelines are simple and easy to
understand. Prepare for your
FHA home loan with some
important steps to make sure
you can afford the mortgage.
FHA Mobile Home Loans
We are your FHA loan source for
FHA Mobile Home Loans,
FHA Manufactured Home Loans,
FHA Mobile Home Refinancing,
FHA Manufactured Home Refinancing,
Lower Rates and Lower Payments.









The FHA wants you to get the loan
amount you are qualified for and
sets up conditions to allow you to
successfully buy an FHA home.

One
major mistake potential
homebuyers can make when
applying for an FHA home loan
is to make a major credit purchase.
Don't cloud your debt-to-income ratio
with a big purchase before applying
for your loan.

To pre-qualify for an FHA loan,
you should be able to demonstrate
employability, job stability and reliability.
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2012 Earth Works Trust Inc. All Rights Reserved
Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and
licensed independent mortgage professionals in your local area.  This allows for the widest variety of housing loan options to meet your needs. We
also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to
make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products,
Privacy policy: We respect your privacy! Your information will be kept confidential and disclosed only as allowed by law.
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