NOW IS THE TIME FOR AN FHA MORTGAGE
What Is An FHA Loan?
FHA Mobile and Manufactured Home Financing Is Still Available!

An FHA loan is insured against default by the Federal Housing Administration.  
In other words, the FHA guarantees that a lender won’t have to write off a loan
if the borrower defaults – the FHA will pay.  Because of this guarantee, we have
lender programs who are willing to make large mortgage loans.

FHA insures loans that might not ordinarily be possible for homeowners seeking
refinance and to home buyers. The benefits of an FHA loan are numerous.















If you presently have an existing FHA loan, a
streamline refinance is for
you.  Low documentation and, most often, no appraisal requirement makes
a straight rate and term refinance extremely easy.
Simply respond to your loan officer's request for documentation.  
He or she will advise you exactly what's needed.  
By supplying documents promptly,  the process is simple and helps
ensure a smooth mortgage closing.

We understand the importance of your home in your life and are committed to
providing you with the assistance and information you need to help you provide
for and preserve the dream of homeownership.  As no two customers are alike,
we will work with you to develop solutions for your unique needs.

We "go the extra mile" to earn your business.
That's why we have an A+ rating with the Better Business Bureau.

No INITIAL CREDIT CHECK and NO OBLIGATION--FREE QUOTE
Learn more about
FHA STREAMLINE REFINANCE and FHA JUMBO LOANS
FHA Mobile Home Financing | Manufactured Home Loans & Refinancing
Yes! Get FHA mobile home loans here. FHA Loan offers financing for manufactured homes and mobile homes. FHA Manufactured Home Loan and FHA Home Loans.
FHA Mobile Home Financing Specialists - FHA Mobile Home Refinancing Lenders
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Did You Know...?
FHA Mobile Home Loans

The FHA, or Federal Housing
Administration, provides mortgage
insurance on loans made by FHA
approved lenders. FHA insures these
loans on single family and multi-family
homes in the United States
and its territories. It is the largest
insurer of residential mortgages in
the world, insuring tens of
millions of properties since 1934
when it was created.

The FHA wants you to get the loan
amount you are qualified for and
sets up conditions to allow you to
successfully buy an FHA home.

One major mistake potential
homebuyers can make when
applying for an FHA home loan
is to make a major credit purchase.
Don't cloud your debt-to-income ratio
with a big purchase before applying
for your loan.

To pre-qualify for an FHA loan,
you should be able to demonstrate
employability, job stability and reliability
FHA Manufactured Home Land Loans - FHA Mobile Home Land Financing - FHA Mobile & Manufactured Home Land Refinancing
Our professional staff  has decades of experience providing FHA mobile home loans, FHA mobile home financing and FHA mobile home refinancing
programs to thousands of satisfied customers with customer service second to none.  We are a direct source specializing in
FHA manufactured home financing and FHA manufactured home refinancing loans, nationwide.  Refinancing your current FHA mobile home loan
could save you thousands over the life of your FHA mobile home mortgage and also can provide cash out FHA mobile home refinancing loans for
anything you choose -----debt consolidation, tuition, FHA mobile home equity loans for improvements and more......  
Rate and Term Refinance
to 97.75% of your home's value.
Cash Out Refinance Mortgage
to 85% your home's value.
Purchase Down Payment
3.5% of the home's value.  
Gift money is allowed.
If the home is manufactured tied to
land by deed or mortgage, it
must be on an approved foundation.
Earth Works Trust Inc.Mobile Home Loans In Park or With LandModular Home Loans In Park or With landFHA Purchase and RefinanceVA Purchase and RefinanceApply In 60 Seconds!1-800-608-6898
Manufactured and Mobile Home Loans
Privacy & Security Protected
Please complete our loan request form
to expedite the loan process.  A loan
officer is waiting to serve you. If your
request fits one of our programs,
we will contact you between
9 AM and 9 PM in your time zone
Copyright ©1999-2018 Earth Works Trust Inc. All Rights Reserved
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FHA loan requirements and
guidelines are simple and easy to
understand. Prepare for your
FHA home loan with some
important steps to make sure
you can afford the mortgage.
FHA INSURANCE
FHA insured loans require mortgage
insurance to protect lenders against
losses that result from defaults on
home mortgages.

FHA LOAN LIMITS
FHA lending limits vary based on a variety
of housing types and the state and county
in which the property is located.

LOAN CHECKLIST  Learn More
Before you start the loan process,
you'll want to be prepared for the loan
application. Have your information
organized and ready for your loan officer.
Be prepared to pay for a property
appraisal and a credit report.

CLOSING COSTS
While FHA defines which closing costs
are allowable as charges to the borrower,
the specific costs and amounts that are
deemed reasonable and customary are
determined by each local FHA office.

FHA DEBT RATIOS
In order to prevent homebuyers from
getting into a home they cannot afford, FHA
guidelines have been set in place requiring
borrowers and/or their spouse to qualify
according to set debt to income ratios.

FHA CREDIT ISSUES Learn More
An FHA loan applicant's past credit
performance that demonstrates good
credit history and a solid track record of
timely payments will likely be eligible
for the mortgage.
Where Great Rates, Great Programs and Customer Service Meet

FHA Mobile Home Financing - Manufactured Home Loans - Refinancing